Back to homepage

Financing Therapy with Credit Card Payment

lake-sunset

Financing Therapy with Credit Card Payment

 

In the past, clients who sought psychotherapy may have paid the cost directly out of pocket. Although emotional and behavioral health care became accessible to many people as insurance companies had been mandated to cover behavioral health services, still not everyone experiencing emotional, psychological, behavioral crisis and/or substance use disorder has an insurance policy.

Being uninsured can be a major roadblock to seeking treatment. However, insurance is not the only option when it comes to financing the cost of treatment. Apart from cash and check, using a credit card to finance treatment has several advantages. In fact, there are independently licensed, contracted counselors located in the Carolina Counseling Services – Fuquay-Varina, NC that are accepting credit cards in their therapy practices.

 

Here’s why.

  • Offers Convenience – Many therapists are well-trained individuals with true understanding of how patients think and feel. It can difficult enough when you are experiencing distress and intrusive symptoms, adding a financial burden or additional paperwork necessary for processing payment for treatment may cause further distress. Compared to cash and checks, using a credit card can be more convenient, quicker and easier for you and your therapist.
  • Provides Emergency Funding – For many clients, the primary motive for paying with a credit card is the lack of immediate funds. You may find that you do not have a lot of liquidity and find benefit in using a credit card to cover unexpected or important major expenses such as a therapy.
  • Tracks Spending – Credit card payment provides you with the means to monitor your health care spending with the use of your own preferred software tools. This can allow you simpler and quicker access to your own copy of your payment record.
  • Saves Time – Using a credit card as payment may bypass financial discussions with your therapist thus saving valuable time and effectively improving the payment and collection process.

 

There are licensed, independently contracted therapists located in the  Carolina Counseling Services – Fuquay-Varina, NC that are using some popular options for accepting credit cards in their professional practice. Let’s take a look at some of them.

  • Professionalcharges.com – This credit card processing service is specifically designed for therapists. The website processes the charges on your behalf and transfers the payment directly to the therapist. You can log onto the site when making remote payments while your therapist links to the website to accept online payment.
  • Square.com – Only an inch tall, this tiny device can be connected to different Apple and Android devices to allow therapists to swipe credit cards when no traditional terminal or computer is available. Many therapists are using this device due to its portability and affordability. The device can be connected to a printer to produce a receipt if you would like a copy.
  • Merchant Processor (Point of Sale Terminals) – Some therapists prefer to have an actual credit card processing terminal because of its usefulness under certain circumstances. Although the various fee structures and percentages may seem complicated, this type of merchant service arrangement can also be effective in using credit cards in counseling practices.

 

When it comes to your emotional and psychological health, using a credit card for payment can offer immeasurable benefits. Don’t allow your finances to keep you from receiving the treatment you may need and deserve. Call Carolina Counseling Services – Fuquay-Varina, NC today to schedule your first session.

We can Help! Call NOW!

 

Related Articles:

Confidential / Private Sessions

Carolina Counseling Services – Fuquay-Varina, NC contracts with Licensed professional counselors/therapists/psychologists that provide a friendly, relaxed atmosphere. Carolina Counseling Services – Fuquay-Varina, NC contracts with friendly, caring therapists who assist adult individuals, couples, families, and children with resolving issues and getting back to enjoying their lives. Whether you are non-military or military, it will always been a pleasure to work with you. CCS and the independently contracted therapists are able and happy to assist active duty dependents and retired military and their families.

Serving Areas: Carolina Counseling Services – Fuquay-Varina, NC

Counties: Wake County NC

Cities: Fuquay-Varina NC, Holly Springs NC, Angier NC, Duncan NC, Chalybeate Springs NC, Feltonville NC, Garner NC, Kennebec NC, Willow Springs NC, Cokesbury NC, Holland NC, Wilbon NC

We are located at:

Carolina Counseling Services - Fuquay-Varina, NC
602 E. Academy St. Ste. 103
Fuquay-Varina, NC 27526

(919) 762-3185

How Do I Set Up my FIRST Appointment?

  • Call: (919) 762-3185 (Fastest way to schedule)
  • Text: (910) 308-3291 (Reply will be via phone)
  • Click here and use our Contact Form (You must include your phone number, because replies will only be made by telephone to ensure security/privacy)
  • Call or Text for your New Patient Appointment Anytime!
  • Appointment scheduling for NEW clients: Mon-Fri 8:30am-5:15pm
  • New client appts may be scheduled when therapists have openings, which may include daytime, evenings and weekends.
  • Established/Standing Appointments are made directly with your therapist!
  • Referrals: MOST beneficiaries do NOT need a Referral!

View the independently contracted, Caring, Licensed Therapists. Who is the Best Fit for you?

  • Kimberly Tran, PhD, HSP-P

    Specializes in: (Ages 18+) Individuals, Couples, anxiety, PTSD, trauma (adults who have experienced childhood physical, emotional and/or sexual abuse, domestic violence, Wounded Warrior) grief and loss, relationship issues, addiction, recovery, co-occuring substance abuse, couple/marital concerns, personality disorders, mood disorders.
    Insurance: BCBS, Tricare (to include Tricare Prime), Medicare and cash
    Location: Fuquay-Varina, NC

  • Laura Coyle, PhD, HSP-P

    Specializes in: (Ages 3+) Children, Adolescents, Couples, Individuals, Family, anxiety, persistent sadness and depression, mood swings, responses to trauma, grief, behavioral concerns, autism spectrum disorders, attention difficulties, excessive procrastination, challenges related to physical health concerns, relational conflicts, problematic alcohol or drug use, problematic eating patterns, communication difficulties, Affirmative and Multiculturally Competent Counseling, Cognitive Behavioral Therapy.
    Insurance: BCBS, Tricare (to include Tricare Prime) Medicare and cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fuquay-Varina, NC

  • Teshia Utley-McKoy, MS, LPC

    Specializes in: (Ages 4+) Children, Adolescents, Individuals, Marriage and Couples counseling, Anxiety issues, Parent-child relational issues, Spirituality, Behavior Management, ADHD, ODD, PTSD Trauma, Self-Esteem, Depression, Grief and Loss, Adjustment and Transitional Issues, Coping Skills, Christian counseling.
    Insurance: BCBS, Tricare (to include Tricare Prime), HSA/FSA and cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fuquay-Varina, NC

  • Diane M. McKnight, MA, MSW, LMSW, LCSW, ATR

    Specializes in: (Ages 5+) Children, Teens, Adults, Couples, Trauma/PTSD, Adult Survivors of Abuse, Grief and Loss, LGBTQ Issues, Anxiety, Depression, Couples/Relationship Issues, Marriage Therapy, Major Life Transitions/Adjustments, Spirituality Issues
    Insurance: BCBS, Tricare, Medicare, and cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fuquay-Varina, NC

  • Shanna N. Reyes, MS, LPC, LCAS-A

    Specializes in: (Ages 4+) Children, Adolescents, Adults, Couples and Families, Immigrants/Refugees/Disaster Survivors, PTSD, Trauma, Grief and Loss, Self-Esteem issues, Coping skills, Behavioral Modification, Parenting interventions, Anxiety, Depression, Adjustment issues, Bipolar and other Mood Disorders, LGBTQIA, Substance abuse, EMDR
    Insurance: BCBS, Tricare Prime/Select, Cash, HSA and FSA accepted

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fuquay-Varina, NC

  • Rachel Macko, LCSW

    Specializes in: (Ages 18+) Adults, Individuals, Anxiety, Panic Disorder, OCD, Depression, Mood Disorders, PTSD, Trauma, Acute Stress Disorder, Chronic Pain/Health Concerns, Grief and Loss, Adjustment/Transitional Issues, Coping issues, Sleep Issues, Communication issues. Mindfulness Training and EMDR are available.
    Insurance: BCBS, Medicare, Tricare Prime/Select, Cash, HSA and FSA accepted

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fuquay-Varina, NC
  • Sherry Horowitz, LCSW

    Specializes in: (Ages 10+) Children, Adolescents/Teens, Adults, Individuals, Couples, Families, Communication Skills, Mood Disorders, Adjustment Disorders, ADHD, Couples/Marriage Counseling, Grief and Loss, Parenting Issues, Panic Attacks, Issues Related to Military Families, Self-Esteem, Sleep Issues, Positive Behavior Modification, Eating Disorders, Anxiety or Fears, Depression, Self-esteem, Body Image Issues, Grief and loss, ADHD in girls and women
    Insurance: BCBS, Tricare, Medicare, HSA/FSA and cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fuquay-Varina, NC